Is it the goal of every business, public institution, or organization to squeeze as much money out of us as possible? I think so.
Here are some reasons why.
The costs for essential services or products routinely go up.
Prices for essential products or services increase (e.g. rent, plane fares, bank fees, insurance premiums, co-pays, or pharmaceutical drugs) annually or regularly. I never know the rationale for such increases, but I'm guessing it's partly because consumers (as a group) don't question them; we just pay up.
"Free" stuff now comes with ads.
TV advertisements inundate every medium, even those that used to be ad-free--blog posts, YouTube videos, and "free" movie apps (such as TUBI).
Admission prices often out of reach.
Admissions to theme parks, celebrity concerts, movie theaters, and major zoos can be out of reach for many low-income persons and families.
For example, one major zoo charges $56 for adults (12 and up) and $46.00 for children (3-11). A family of four would pay $204 for a 1-day pass.
Extra cruise activities/events can come with a cost.
For example, one major zoo charges $56 for adults (12 and up) and $46.00 for children (3-11). A family of four would pay $204 for a 1-day pass.
Extra cruise activities/events can come with a cost.
On-board beauty workshops, seminars on art, or port talks seem geared toward making sales rather than sharing information with cruisers, who already have spent hundreds of dollars on airfare, cabins, port tours, drink packages and gratuities.
Cable service is expensive.
Cable companies constantly push add-ons (e.g. enhanced Internet service) to their basic service. My cable bill (minus any add-ons) is close to $200 per month (14% of my rent and more than my car insurance).
I pay for channels that I never watch--foreign language news, sports programming, outdoors programs, and countless lesser known TV channels featuring old TV shows, and even older, movies.
There is no option to choose programing tailored to my actual viewing habits--5 channels and two premium channels.
There is no option to choose programing tailored to my actual viewing habits--5 channels and two premium channels.
Hotels have resorted to "resort fees."
Recently, the local news in Las Vegas reported that guests are fed up paying "resort fees" at large hotel chains. Fees at Strip hotels range from $15.00 to $45.00 per day, per room.
One hotel, just outside Las Vegas, offers two- or three-day promotions for free rooms, free concert tickets, and free slot play (averaging about $30 per day).
One hotel, just outside Las Vegas, offers two- or three-day promotions for free rooms, free concert tickets, and free slot play (averaging about $30 per day).
I happily take advantage of these perks but spend enough on slots and food to pay for the free stuff.
In addition, I pay the resort fee of $18 per day (up from $12 a couple of years ago).
Airline baggage fees can add hundreds of dollars to a fare.
The most confusing and scary part of a recent trip was determining how to avoid excess baggage fees. I am no good at measuring whether my bag has "...max linear dimensions of 62 inches" or whether it weighs X number of pounds. (No big scale at home, duh.)
So, I guesstimate. As it turns out, my bag was overweight by one pound, but the agent allowed it to go through.
On the return trip, I was 4 pounds overweight and had to re-pack (on the floor in a crowded wait area). I got it under 40 pounds, but misplaced my passport in the process.
I had pre-paid $35.00 for one bag and would have had to pay another $30 for up to 50 excess pounds.
One of my fellow travelers paid $150 in excess baggage fees.
Options, please
I realize that businesses, organizations, and institutions also must pay for goods and services and need to cover costs.
Still, consumers have fewer and fewer options in the marketplace to lower living expenses or to control how much we pay for insurance coverage (health, car, home), rent, food or electronic devices.
I 'd love to hear your comments about any fees, charges, or add-ons that drain money from your bank account.